Estate Planning

Estate Planning &
Life Planning Guide

Estate planning is the process of deciding how property, authority, care instructions, and beneficiary wishes should be handled during life, at incapacity, and after death. For many families, that includes a living trust, a last will and testament, trustee designations, executor appointments, and asset-funding steps.

Last reviewed: March 18, 2026

Reviewed against: Public institutional trust, tax, and legal reference sources on the sources page.

Publisher: Larry Trustee AI Editorial Team | hello@larrytrustee.ai


Start With the Right Path

Choose the entry point that matches where you are in your planning journey.

01

Compare Core Documents

Start with the living trust vs. will guide to understand which documents you need.

02

Choose Trust Structures

Explore 29 trust types side-by-side and find the right structure for your goals.

03

Run Your Checklists

Use the estate planning checklist and trust funding checklist to stay on track.

04

Unlock Your Packet

Create an account and unlock your trust packet forms through the secure portal.


Why Estate Planning Matters

👥

Clarity for Family

Clarifies who manages assets if incapacity or death occurs, reducing confusion for family members, trustees, and executors.

🏛

Probate Readiness

Can improve probate readiness and beneficiary coordination, potentially saving time and legal costs.

📋

Asset Organization

Helps organize accounts, real estate, personal property, insurance decisions, and beneficiary designations in one place.


Living Trust vs. Last Will

📜

Revocable Living Trust

Created during life. Can hold property before death. Avoids probate for funded assets. Can be amended or revoked. Manages assets at incapacity. Names successor trustee.

📝

Last Will & Testament

Directs probate distributions after death. Names executors and guardians for minor children. Goes through court probate process. Can be used with a pour-over will to coordinate with a trust.

Read Full Comparison Guide →

Common Estate Planning Goals

🏠 Avoid or Simplify Probate
🔒 Keep Control While Alive
💚 Beneficiary Guardrails
🎁 Charitable Planning
💰 Disability Planning
🏢 Business-Share Planning
📈 Tax Planning
📄 Clean Packet for Attorney Review

What Larry Trustee AI Helps Organize

🤖

AI Questionnaire

AI-guided trust questionnaire and trust recommendation workflow that walks you through key estate planning decisions.

📜

Trust Packet

Living trust packet setup with 9 core documents and trust-specific add-on forms based on your chosen structure.

📋

Supporting Documents

Certification of trust, schedule of assets, pour-over will worksheet, and last will and testament workflow.

💾

Saved Progress

Account-based progress so you can save drafts, return later, and complete forms at your own pace.


⚠ Important Limits

Larry Trustee AI is not a law firm and does not give legal advice. State law, witnessing rules, notary rules, probate rules, and trust funding requirements vary. A licensed attorney should review the packet before use.


Estate Planning Questions

What is usually included in an estate plan?
Many estate plans include a living trust, a last will and testament, beneficiary review, successor decision-maker designations, and asset-funding steps.
Why do people use both a will and a trust?
People often use both because a trust can manage assets during life and after death, while a will handles probate property and can nominate executors or guardians.
When should an attorney review the estate plan?
Attorney review should happen before signing, funding, filing, or relying on the final packet because state-law requirements vary.


Ready to Start Your Estate Plan?

Compare trust types, answer guided questions, and generate your complete trust and will packet for attorney review.

Create Your Trust Packet →